Cost comparison · FR vs TR

Cost of buying property: France vs Türkiye

Buying costs differ sharply between France and Türkiye. Below, the one-off purchase costs and the annual costs of ownership for each — pivoted from the same researched basis as our calculators, side by side, so you can compare like for like.

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All-in one-off cost — side by side

France

≈ 7–8% of price (older property, all-in one-off)

All-in one-off cost — side by side

Türkiye

≈ 5–6% of price (all-in one-off, resale)

On typical all-in one-off cost, Türkiye is the lower of the two (≈ 5–6% of price (all-in one-off, resale)) — below France. Regional rates and your circumstances still shift the exact number.
FR

France

All-in estimate

≈ 7–8% of price (older property, all-in one-off)

One-off costs — France

Frais de notaire — older (ancien)~7–8%

Mostly droits de mutation (transfer duty ~5.80%), plus the notaire's regulated émoluments and disbursements.

Frais de notaire — new-build (neuf)~2–3%

New-builds carry reduced transfer duty (~0.715%); VAT is in the price.

Notaire émolumentstiered

Regulated scale: 3.870% / 1.596% / 1.064% / 0.799% by price band, +20% TVA. Included in frais de notaire.

Agency fees3–8%

Often included in the displayed price (FAI — frais d'agence inclus); confirm who pays.

Annual costs — France

Taxe foncièrevaries

Annual owner's property tax, set locally; has risen sharply in many communes.

Taxe d'habitationsecond homes

Abolished on main homes; still applies to second homes, with local surcharges in tense zones.

IFI (wealth tax)0.5–1.5%

Real-estate wealth tax on net property assets above €1.3m (worldwide for French residents).

TR

Türkiye

All-in estimate

≈ 5–6% of price (all-in one-off, resale)

One-off costs — Türkiye

Title-deed fee (tapu harcı)4%

Of the declared value; legally split 2%/2% buyer/seller but usually paid in full by the buyer. Base it on the real price.

GEDAŞ valuation₺ fixed fee

Compulsory SPK-licensed valuation for foreign purchases (GEDAŞ for citizenship files).

DASK earthquake insurancelow annual

Compulsory before utilities/deed registration; modest premium.

Notary + translationvaries

Sworn translator and notary for non-Turkish speakers.

VAT (KDV) on new-builds1/10/20% — or 0%

Exempt if you are a non-resident paying in foreign currency via a DAB and hold 1 year. Resale between individuals: no VAT.

Annual costs — Türkiye

Property tax (emlak vergisi)0.1–0.3%

Annual municipal tax; higher in metropolitan areas.

Rental income tax (if let)progressive

Residential rent below ₺58,000 (2026) exempt; above that, progressive rates.

Building dues (aidat)varies

Site/complex maintenance fees, common in apartment compounds.

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Frequently asked

Is it cheaper to buy property in France or Türkiye?

Typical all-in one-off costs are ≈ 7–8% of price (older property, all-in one-off) in France and ≈ 5–6% of price (all-in one-off, resale) in Türkiye. Compare the full breakdowns above and use each country's calculator for a price-specific figure before deciding.

What are frais de notaire in France?

They are the bundle of costs paid at completion: mostly transfer duties (droits de mutation, ~5.80% on older property) and the notaire's regulated fee (émoluments), plus disbursements. They total roughly 7–8% on an older property and only ~2–3% on a new-build — despite the name, most of it is tax, not the notaire's pay.

How much does it cost to buy property in Türkiye?

The main cost is the 4% title-deed fee (tapu harcı). Add a compulsory valuation, mandatory DASK earthquake insurance, and notary/translation, and the all-in one-off cost is roughly 5–6% of the price for a resale. Always base the tapu fee on the real price, not an under-declared figure.

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Figures are 2026 estimates given as ranges; regional rates and personal circumstances vary. Use the calculator for a price-specific figure and confirm with a local professional before committing.