Vrai coût d'achat · TR

Coût d'achat immobilier en Turquie

Türkiye's buying costs are low — the headline is the 4% title-deed fee (tapu harcı). But foreign buyers must factor in a now-compulsory valuation, mandatory earthquake insurance, and the conditions of the VAT exemption. Here is the full breakdown plus the modest annual costs.

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Estimation tout compris

≈ 5–6% of price (all-in one-off, resale)

Coûts d'achat ponctuels

Title-deed fee (tapu harcı)
4%
Of the declared value; legally split 2%/2% buyer/seller but usually paid in full by the buyer. Base it on the real price.
GEDAŞ valuation
₺ fixed fee
Compulsory SPK-licensed valuation for foreign purchases (GEDAŞ for citizenship files).
DASK earthquake insurance
low annual
Compulsory before utilities/deed registration; modest premium.
Notary + translation
varies
Sworn translator and notary for non-Turkish speakers.
VAT (KDV) on new-builds
1/10/20% — or 0%
Exempt if you are a non-resident paying in foreign currency via a DAB and hold 1 year. Resale between individuals: no VAT.

Coûts annuels de détention

Property tax (emlak vergisi)
0.1–0.3%
Annual municipal tax; higher in metropolitan areas.
Rental income tax (if let)
progressive
Residential rent below ₺58,000 (2026) exempt; above that, progressive rates.
Building dues (aidat)
varies
Site/complex maintenance fees, common in apartment compounds.

Les coûts ne sont que la moitié de la décision. Obtenez l'analyse de prix juste, les alertes juridiques et le rendement locatif pour une adresse précise.

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Questions fréquentes

How much does it cost to buy property in Türkiye?

The main cost is the 4% title-deed fee (tapu harcı). Add a compulsory valuation, mandatory DASK earthquake insurance, and notary/translation, and the all-in one-off cost is roughly 5–6% of the price for a resale. Always base the tapu fee on the real price, not an under-declared figure.

Do foreign buyers pay VAT in Türkiye?

First-hand purchases from a developer can be VAT-exempt (a saving of 1%, 10% or 20%) if you are a non-resident, bring funds in as foreign currency through a Turkish bank with a DAB certificate, and hold for at least one year. Resale purchases between individuals carry no VAT at all.

Is a valuation report mandatory in Türkiye?

Yes — since the 2024 Land Registry circular, a SPK-licensed valuation is compulsory for foreign purchases, and for citizenship files it must be done by GEDAŞ specifically. Treat the appraised figure as a reality check against inflated foreigner pricing.

Autres comparatifs de coûts

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Les chiffres sont des estimations 2026 données en fourchettes ; les taux régionaux et situations personnelles varient. Utilisez le calculateur pour un chiffre précis et confirmez avec un professionnel local avant de vous engager.