Vrai coût d'achat · GR

Coût d'achat immobilier en Grèce

Greece has one of the lowest transfer taxes in Europe — just 3.09% on resale property, with VAT on new-builds suspended through 2026. But notary, legal and agent fees add up, so budget roughly 7–10% all-in. Here is the full one-off breakdown plus the annual ENFIA.

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Estimation tout compris

≈ 7–10% of price (all-in one-off, incl. fees)

Coûts d'achat ponctuels

Transfer tax
3.09%
On the assessed value of resale property. New-build 24% VAT remains suspended through 2026, so 3.09% generally applies.
Notary fees
0.8–1%
Executes the deed; regulated scale plus VAT.
Legal fees
1–2%
Lawyer runs title checks at the land registry / cadastre (Κτηματολόγιο) — essential, title quality varies.
Agent fees
~2% + VAT
Typically paid by the buyer in Greece.
Land registry / cadastre
0.5%
Registration of the deed.

Coûts annuels de détention

ENFIA (property tax)
0.1–0.5%
Annual, on taxable value; discounts for insured homes.
Rental income tax (if let)
15–45%
Progressive on long-term rental income.
Fiscal representative (non-EU)
varies
Required for non-EU non-residents for tax correspondence.
Calculez votre coût exact en Grèce →
Guide d'achat complet en Grèce →

Questions fréquentes

How much does it cost to buy property in Greece?

Transfer tax is low at just 3.09% on resale property, but notary, legal, agent and registry fees push the all-in cost to roughly 7–10% of the price. New-build VAT (24%) remains suspended through 2026, so 3.09% generally applies in practice.

Is there VAT on new property in Greece?

Technically new-builds with a post-2006 permit are subject to 24% VAT, but VAT on new construction has been suspended through 2026, so the 3.09% transfer tax applies instead in almost all cases. Confirm the current status at the time of purchase.

What is ENFIA?

ENFIA is Greece's annual property tax, running roughly 0.1–0.5% of the taxable value, with discounts available for insured homes. It is the main recurring cost of owning Greek property.

Les chiffres sont des estimations 2026 données en fourchettes ; les taux régionaux et situations personnelles varient. Utilisez le calculateur pour un chiffre précis et confirmez avec un professionnel local avant de vous engager.