Vrai coût d'achat · GR

Coût d'achat immobilier en Grèce

Greece has one of the lowest transfer taxes in Europe — just 3.09% on resale property, with VAT on new-builds suspended through 2026. But notary, legal and agent fees add up, so budget roughly 7–10% all-in. Here is the full one-off breakdown plus the annual ENFIA.

Last updated:

Estimation tout compris

≈ 7–10% of price (all-in one-off, incl. fees)

Coûts d'achat ponctuels

Transfer tax
3.09%
On the assessed value of resale property. New-build 24% VAT remains suspended through 2026, so 3.09% generally applies.
Notary fees
0.8–1%
Executes the deed; regulated scale plus VAT.
Legal fees
1–2%
Lawyer runs title checks at the land registry / cadastre (Κτηματολόγιο) — essential, title quality varies.
Agent fees
~2% + VAT
Typically paid by the buyer in Greece.
Land registry / cadastre
0.5%
Registration of the deed.

Coûts annuels de détention

ENFIA (property tax)
0.1–0.5%
Annual, on taxable value; discounts for insured homes.
Rental income tax (if let)
15–45%
Progressive on long-term rental income.
Fiscal representative (non-EU)
varies
Required for non-EU non-residents for tax correspondence.

Les coûts ne sont que la moitié de la décision. Obtenez l'analyse de prix juste, les alertes juridiques et le rendement locatif pour une adresse précise.

Lancer le dossier complet sur un bien →

Questions fréquentes

How much does it cost to buy property in Greece?

Transfer tax is low at just 3.09% on resale property, but notary, legal, agent and registry fees push the all-in cost to roughly 7–10% of the price. New-build VAT (24%) remains suspended through 2026, so 3.09% generally applies in practice.

Is there VAT on new property in Greece?

Technically new-builds with a post-2006 permit are subject to 24% VAT, but VAT on new construction has been suspended through 2026, so the 3.09% transfer tax applies instead in almost all cases. Confirm the current status at the time of purchase.

What is ENFIA?

ENFIA is Greece's annual property tax, running roughly 0.1–0.5% of the taxable value, with discounts available for insured homes. It is the main recurring cost of owning Greek property.

Autres comparatifs de coûts

Vous achetez en Grèce ? Recevez les mises à jour fiscales & réglementaires par e-mail.

Des notes occasionnelles quand les impôts, visas ou règles changent en Grèce. Pas de spam — désinscription à tout moment.

Nous n'écrivons que sur les changements pertinents.

Les chiffres sont des estimations 2026 données en fourchettes ; les taux régionaux et situations personnelles varient. Utilisez le calculateur pour un chiffre précis et confirmez avec un professionnel local avant de vous engager.