Comparação de custos · ES vs FR
Custo de comprar imóvel: em Espanha vs em França
Os custos de compra diferem bastante entre em Espanha e em França. Abaixo, os custos únicos de compra e os custos anuais de propriedade de cada um — a partir da mesma base pesquisada das nossas calculadoras, lado a lado, para comparar de igual para igual.
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Custo único total — lado a lado
em Espanha
≈ 10–14% of price (resale, all-in one-off)
Custo único total — lado a lado
em França
≈ 7–8% of price (older property, all-in one-off)
em Espanha
Estimativa total
≈ 10–14% of price (resale, all-in one-off)
Custos únicos — em Espanha
Regional: ~6% Madrid, 7% Andalucía, 8% Murcia, 10–11% Catalonia & Valencia. The single biggest cost.
New-builds from a developer pay 10% IVA plus ~1–1.5% AJD instead of ITP.
Set by official scale; the notary executes the escritura.
Registering the deed at the Registro de la Propiedad.
Independent lawyer (abogado) — strongly recommended for foreign buyers.
Custos anuais — em Espanha
Annual, on the cadastral value (not market price).
On imputed income (1.1–2% of cadastral value) even if you never rent it. 19% for EU owners, 24% non-EU.
Building/community charges and municipal waste tax.
em França
Estimativa total
≈ 7–8% of price (older property, all-in one-off)
Custos únicos — em França
Mostly droits de mutation (transfer duty ~5.80%), plus the notaire's regulated émoluments and disbursements.
New-builds carry reduced transfer duty (~0.715%); VAT is in the price.
Regulated scale: 3.870% / 1.596% / 1.064% / 0.799% by price band, +20% TVA. Included in frais de notaire.
Often included in the displayed price (FAI — frais d'agence inclus); confirm who pays.
Custos anuais — em França
Annual owner's property tax, set locally; has risen sharply in many communes.
Abolished on main homes; still applies to second homes, with local surcharges in tense zones.
Real-estate wealth tax on net property assets above €1.3m (worldwide for French residents).
Os custos são só metade da decisão. Obtenha análise de preço justo, alertas legais e rentabilidade para uma morada específica.
Executar o dossiê completo de um imóvel →Perguntas frequentes
É mais barato comprar imóvel em em Espanha ou em em França?
Os custos únicos totais típicos são ≈ 10–14% of price (resale, all-in one-off) em em Espanha e ≈ 7–8% of price (older property, all-in one-off) em em França. Compare os detalhes completos acima e use a calculadora de cada país para um valor específico ao preço antes de decidir.
How much are buying costs in Spain on top of the price?
For a resale, budget roughly 10–14% of the purchase price all-in: regional ITP transfer tax (6–11%) is the bulk, plus notary, registry and legal fees of about 2–3% combined. New-builds pay 10% IVA plus ~1–1.5% AJD instead of ITP.
What are frais de notaire in France?
They are the bundle of costs paid at completion: mostly transfer duties (droits de mutation, ~5.80% on older property) and the notaire's regulated fee (émoluments), plus disbursements. They total roughly 7–8% on an older property and only ~2–3% on a new-build — despite the name, most of it is tax, not the notaire's pay.