Comparação de custos · PT vs FR
Custo de comprar imóvel: em Portugal vs em França
Os custos de compra diferem bastante entre em Portugal e em França. Abaixo, os custos únicos de compra e os custos anuais de propriedade de cada um — a partir da mesma base pesquisada das nossas calculadoras, lado a lado, para comparar de igual para igual.
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Custo único total — lado a lado
em Portugal
≈ 6–8% of price (all-in one-off)
Custo único total — lado a lado
em França
≈ 7–8% of price (older property, all-in one-off)
em Portugal
Estimativa total
≈ 6–8% of price (all-in one-off)
Custos únicos — em Portugal
Progressive. For 2026 the brackets are uplifted so IMT only bites above ~€106,346, rising to a top marginal band of ~7.5–8% on higher-value homes.
Flat, on the deed value.
Notary deed (escritura) and Land Registry / conservatória.
Independent lawyer (advogado); reviews the CPCV and runs title checks.
Required for non-EU non-residents until you become resident.
Custos anuais — em Portugal
Annual, on the taxable (VPT) value.
Only on the portion of Portuguese property value above €600,000 per owner.
Flat on net rent for non-residents; progressive if resident.
em França
Estimativa total
≈ 7–8% of price (older property, all-in one-off)
Custos únicos — em França
Mostly droits de mutation (transfer duty ~5.80%), plus the notaire's regulated émoluments and disbursements.
New-builds carry reduced transfer duty (~0.715%); VAT is in the price.
Regulated scale: 3.870% / 1.596% / 1.064% / 0.799% by price band, +20% TVA. Included in frais de notaire.
Often included in the displayed price (FAI — frais d'agence inclus); confirm who pays.
Custos anuais — em França
Annual owner's property tax, set locally; has risen sharply in many communes.
Abolished on main homes; still applies to second homes, with local surcharges in tense zones.
Real-estate wealth tax on net property assets above €1.3m (worldwide for French residents).
Os custos são só metade da decisão. Obtenha análise de preço justo, alertas legais e rentabilidade para uma morada específica.
Executar o dossiê completo de um imóvel →Perguntas frequentes
É mais barato comprar imóvel em em Portugal ou em em França?
Os custos únicos totais típicos são ≈ 6–8% of price (all-in one-off) em em Portugal e ≈ 7–8% of price (older property, all-in one-off) em em França. Compare os detalhes completos acima e use a calculadora de cada país para um valor específico ao preço antes de decidir.
How much does it cost to buy a house in Portugal?
Budget roughly 6–8% of the price all-in: progressive IMT transfer tax (up to ~7.5–8% on higher-value homes, less on cheaper ones), 0.8% stamp duty, plus notary, registration and legal fees of about 1.5–2.5% combined.
What are frais de notaire in France?
They are the bundle of costs paid at completion: mostly transfer duties (droits de mutation, ~5.80% on older property) and the notaire's regulated fee (émoluments), plus disbursements. They total roughly 7–8% on an older property and only ~2–3% on a new-build — despite the name, most of it is tax, not the notaire's pay.