Comparação de custos · PT vs GB
Custo de comprar imóvel: em Portugal vs no Reino Unido
Os custos de compra diferem bastante entre em Portugal e no Reino Unido. Abaixo, os custos únicos de compra e os custos anuais de propriedade de cada um — a partir da mesma base pesquisada das nossas calculadoras, lado a lado, para comparar de igual para igual.
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Custo único total — lado a lado
em Portugal
≈ 6–8% of price (all-in one-off)
Custo único total — lado a lado
no Reino Unido
SDLT can reach ~19% for a non-resident second home; fees add ~£2–5k
em Portugal
Estimativa total
≈ 6–8% of price (all-in one-off)
Custos únicos — em Portugal
Progressive. For 2026 the brackets are uplifted so IMT only bites above ~€106,346, rising to a top marginal band of ~7.5–8% on higher-value homes.
Flat, on the deed value.
Notary deed (escritura) and Land Registry / conservatória.
Independent lawyer (advogado); reviews the CPCV and runs title checks.
Required for non-EU non-residents until you become resident.
Custos anuais — em Portugal
Annual, on the taxable (VPT) value.
Only on the portion of Portuguese property value above €600,000 per owner.
Flat on net rent for non-residents; progressive if resident.
no Reino Unido
Estimativa total
SDLT can reach ~19% for a non-resident second home; fees add ~£2–5k
Custos únicos — no Reino Unido
Progressive by band on the purchase price (England & NI; Scotland/Wales differ).
If you spent fewer than 183 days in the UK in the relevant 12 months — most foreign buyers.
Since 31 Oct 2024, if you already own any property anywhere in the world.
Plus VAT; handles contracts and completion.
Local authority searches and registration of title.
Custos anuais — no Reino Unido
Annual, banded by property value and local authority.
Most London flats are leasehold; service charges can run to thousands/year.
Avoid corporate ownership of homes — the Annual Tax on Enveloped Dwellings is punitive.
Os custos são só metade da decisão. Obtenha análise de preço justo, alertas legais e rentabilidade para uma morada específica.
Executar o dossiê completo de um imóvel →Perguntas frequentes
É mais barato comprar imóvel em em Portugal ou em no Reino Unido?
Os custos únicos totais típicos são ≈ 6–8% of price (all-in one-off) em em Portugal e SDLT can reach ~19% for a non-resident second home; fees add ~£2–5k em no Reino Unido. Compare os detalhes completos acima e use a calculadora de cada país para um valor específico ao preço antes de decidir.
How much does it cost to buy a house in Portugal?
Budget roughly 6–8% of the price all-in: progressive IMT transfer tax (up to ~7.5–8% on higher-value homes, less on cheaper ones), 0.8% stamp duty, plus notary, registration and legal fees of about 1.5–2.5% combined.
How much stamp duty does a foreigner pay in the UK?
On top of the standard SDLT bands, a non-UK-resident buying an additional property pays both the 2% non-resident surcharge and the 5% additional-dwelling surcharge — about 7 percentage points extra across all bands. If it is your only home worldwide and you'll live in it, only the 2% non-resident surcharge applies.