Comparação de custos · GB vs FR
Custo de comprar imóvel: no Reino Unido vs em França
Os custos de compra diferem bastante entre no Reino Unido e em França. Abaixo, os custos únicos de compra e os custos anuais de propriedade de cada um — a partir da mesma base pesquisada das nossas calculadoras, lado a lado, para comparar de igual para igual.
Last updated:
Custo único total — lado a lado
no Reino Unido
SDLT can reach ~19% for a non-resident second home; fees add ~£2–5k
Custo único total — lado a lado
em França
≈ 7–8% of price (older property, all-in one-off)
no Reino Unido
Estimativa total
SDLT can reach ~19% for a non-resident second home; fees add ~£2–5k
Custos únicos — no Reino Unido
Progressive by band on the purchase price (England & NI; Scotland/Wales differ).
If you spent fewer than 183 days in the UK in the relevant 12 months — most foreign buyers.
Since 31 Oct 2024, if you already own any property anywhere in the world.
Plus VAT; handles contracts and completion.
Local authority searches and registration of title.
Custos anuais — no Reino Unido
Annual, banded by property value and local authority.
Most London flats are leasehold; service charges can run to thousands/year.
Avoid corporate ownership of homes — the Annual Tax on Enveloped Dwellings is punitive.
em França
Estimativa total
≈ 7–8% of price (older property, all-in one-off)
Custos únicos — em França
Mostly droits de mutation (transfer duty ~5.80%), plus the notaire's regulated émoluments and disbursements.
New-builds carry reduced transfer duty (~0.715%); VAT is in the price.
Regulated scale: 3.870% / 1.596% / 1.064% / 0.799% by price band, +20% TVA. Included in frais de notaire.
Often included in the displayed price (FAI — frais d'agence inclus); confirm who pays.
Custos anuais — em França
Annual owner's property tax, set locally; has risen sharply in many communes.
Abolished on main homes; still applies to second homes, with local surcharges in tense zones.
Real-estate wealth tax on net property assets above €1.3m (worldwide for French residents).
Os custos são só metade da decisão. Obtenha análise de preço justo, alertas legais e rentabilidade para uma morada específica.
Executar o dossiê completo de um imóvel →Perguntas frequentes
É mais barato comprar imóvel em no Reino Unido ou em em França?
Os custos únicos totais típicos são SDLT can reach ~19% for a non-resident second home; fees add ~£2–5k em no Reino Unido e ≈ 7–8% of price (older property, all-in one-off) em em França. Compare os detalhes completos acima e use a calculadora de cada país para um valor específico ao preço antes de decidir.
How much stamp duty does a foreigner pay in the UK?
On top of the standard SDLT bands, a non-UK-resident buying an additional property pays both the 2% non-resident surcharge and the 5% additional-dwelling surcharge — about 7 percentage points extra across all bands. If it is your only home worldwide and you'll live in it, only the 2% non-resident surcharge applies.
What are frais de notaire in France?
They are the bundle of costs paid at completion: mostly transfer duties (droits de mutation, ~5.80% on older property) and the notaire's regulated fee (émoluments), plus disbursements. They total roughly 7–8% on an older property and only ~2–3% on a new-build — despite the name, most of it is tax, not the notaire's pay.