Comparativa de costes · PT vs TR

Coste de comprar vivienda: Portugal vs Turquía

Los costes de compra difieren mucho entre Portugal y Turquía. Abajo, los costes de compra únicos y los costes anuales de propiedad de cada uno — a partir de la misma base documentada que nuestras calculadoras, en paralelo, para comparar de igual a igual.

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Coste único total — en paralelo

Portugal

≈ 6–8% of price (all-in one-off)

Coste único total — en paralelo

Turquía

≈ 5–6% of price (all-in one-off, resale)

Ambos mercados quedan en un rango de coste único total bastante parecido — lo que decide suele ser el coste anual, el impuesto sobre el alquiler y las reglas de residencia.
PT

Portugal

Estimación total

≈ 6–8% of price (all-in one-off)

Costes únicos — Portugal

Transfer tax (IMT)0–8%

Progressive. For 2026 the brackets are uplifted so IMT only bites above ~€106,346, rising to a top marginal band of ~7.5–8% on higher-value homes.

Stamp duty (Imposto do Selo)0.8%

Flat, on the deed value.

Notary + registration0.5–1%

Notary deed (escritura) and Land Registry / conservatória.

Legal / conveyancing1–1.5%

Independent lawyer (advogado); reviews the CPCV and runs title checks.

Fiscal representative (non-EU)€150–300/yr

Required for non-EU non-residents until you become resident.

Costes anuales — Portugal

IMI (municipal property tax)0.3–0.45%

Annual, on the taxable (VPT) value.

AIMI (wealth surcharge)0.7–1.5%

Only on the portion of Portuguese property value above €600,000 per owner.

Rental income tax (if let)25%

Flat on net rent for non-residents; progressive if resident.

TR

Turquía

Estimación total

≈ 5–6% of price (all-in one-off, resale)

Costes únicos — Turquía

Title-deed fee (tapu harcı)4%

Of the declared value; legally split 2%/2% buyer/seller but usually paid in full by the buyer. Base it on the real price.

GEDAŞ valuation₺ fixed fee

Compulsory SPK-licensed valuation for foreign purchases (GEDAŞ for citizenship files).

DASK earthquake insurancelow annual

Compulsory before utilities/deed registration; modest premium.

Notary + translationvaries

Sworn translator and notary for non-Turkish speakers.

VAT (KDV) on new-builds1/10/20% — or 0%

Exempt if you are a non-resident paying in foreign currency via a DAB and hold 1 year. Resale between individuals: no VAT.

Costes anuales — Turquía

Property tax (emlak vergisi)0.1–0.3%

Annual municipal tax; higher in metropolitan areas.

Rental income tax (if let)progressive

Residential rent below ₺58,000 (2026) exempt; above that, progressive rates.

Building dues (aidat)varies

Site/complex maintenance fees, common in apartment compounds.

Los costes son solo la mitad de la decisión. Obtén análisis de precio justo, alertas legales y rentabilidad para una dirección concreta.

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Preguntas frecuentes

¿Es más barato comprar vivienda en Portugal o en Turquía?

Los costes únicos totales típicos son ≈ 6–8% of price (all-in one-off) en Portugal y ≈ 5–6% of price (all-in one-off, resale) en Turquía. Compara los desgloses completos de arriba y usa la calculadora de cada país para una cifra según precio antes de decidir.

How much does it cost to buy a house in Portugal?

Budget roughly 6–8% of the price all-in: progressive IMT transfer tax (up to ~7.5–8% on higher-value homes, less on cheaper ones), 0.8% stamp duty, plus notary, registration and legal fees of about 1.5–2.5% combined.

How much does it cost to buy property in Türkiye?

The main cost is the 4% title-deed fee (tapu harcı). Add a compulsory valuation, mandatory DASK earthquake insurance, and notary/translation, and the all-in one-off cost is roughly 5–6% of the price for a resale. Always base the tapu fee on the real price, not an under-declared figure.

Más comparativas de costes

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Las cifras son estimaciones de 2026 dadas como rangos; los tipos regionales y las circunstancias personales varían. Usa la calculadora para una cifra exacta y confirma con un profesional local antes de comprometerte.