Comparativa de costes · PT vs GB
Coste de comprar vivienda: Portugal vs Reino Unido
Los costes de compra difieren mucho entre Portugal y Reino Unido. Abajo, los costes de compra únicos y los costes anuales de propiedad de cada uno — a partir de la misma base documentada que nuestras calculadoras, en paralelo, para comparar de igual a igual.
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Coste único total — en paralelo
Portugal
≈ 6–8% of price (all-in one-off)
Coste único total — en paralelo
Reino Unido
SDLT can reach ~19% for a non-resident second home; fees add ~£2–5k
Portugal
Estimación total
≈ 6–8% of price (all-in one-off)
Costes únicos — Portugal
Progressive. For 2026 the brackets are uplifted so IMT only bites above ~€106,346, rising to a top marginal band of ~7.5–8% on higher-value homes.
Flat, on the deed value.
Notary deed (escritura) and Land Registry / conservatória.
Independent lawyer (advogado); reviews the CPCV and runs title checks.
Required for non-EU non-residents until you become resident.
Costes anuales — Portugal
Annual, on the taxable (VPT) value.
Only on the portion of Portuguese property value above €600,000 per owner.
Flat on net rent for non-residents; progressive if resident.
Reino Unido
Estimación total
SDLT can reach ~19% for a non-resident second home; fees add ~£2–5k
Costes únicos — Reino Unido
Progressive by band on the purchase price (England & NI; Scotland/Wales differ).
If you spent fewer than 183 days in the UK in the relevant 12 months — most foreign buyers.
Since 31 Oct 2024, if you already own any property anywhere in the world.
Plus VAT; handles contracts and completion.
Local authority searches and registration of title.
Costes anuales — Reino Unido
Annual, banded by property value and local authority.
Most London flats are leasehold; service charges can run to thousands/year.
Avoid corporate ownership of homes — the Annual Tax on Enveloped Dwellings is punitive.
Los costes son solo la mitad de la decisión. Obtén análisis de precio justo, alertas legales y rentabilidad para una dirección concreta.
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¿Es más barato comprar vivienda en Portugal o en Reino Unido?
Los costes únicos totales típicos son ≈ 6–8% of price (all-in one-off) en Portugal y SDLT can reach ~19% for a non-resident second home; fees add ~£2–5k en Reino Unido. Compara los desgloses completos de arriba y usa la calculadora de cada país para una cifra según precio antes de decidir.
How much does it cost to buy a house in Portugal?
Budget roughly 6–8% of the price all-in: progressive IMT transfer tax (up to ~7.5–8% on higher-value homes, less on cheaper ones), 0.8% stamp duty, plus notary, registration and legal fees of about 1.5–2.5% combined.
How much stamp duty does a foreigner pay in the UK?
On top of the standard SDLT bands, a non-UK-resident buying an additional property pays both the 2% non-resident surcharge and the 5% additional-dwelling surcharge — about 7 percentage points extra across all bands. If it is your only home worldwide and you'll live in it, only the 2% non-resident surcharge applies.