Comparativa de costes · GB vs FR
Coste de comprar vivienda: Reino Unido vs Francia
Los costes de compra difieren mucho entre Reino Unido y Francia. Abajo, los costes de compra únicos y los costes anuales de propiedad de cada uno — a partir de la misma base documentada que nuestras calculadoras, en paralelo, para comparar de igual a igual.
Last updated:
Coste único total — en paralelo
Reino Unido
SDLT can reach ~19% for a non-resident second home; fees add ~£2–5k
Coste único total — en paralelo
Francia
≈ 7–8% of price (older property, all-in one-off)
Reino Unido
Estimación total
SDLT can reach ~19% for a non-resident second home; fees add ~£2–5k
Costes únicos — Reino Unido
Progressive by band on the purchase price (England & NI; Scotland/Wales differ).
If you spent fewer than 183 days in the UK in the relevant 12 months — most foreign buyers.
Since 31 Oct 2024, if you already own any property anywhere in the world.
Plus VAT; handles contracts and completion.
Local authority searches and registration of title.
Costes anuales — Reino Unido
Annual, banded by property value and local authority.
Most London flats are leasehold; service charges can run to thousands/year.
Avoid corporate ownership of homes — the Annual Tax on Enveloped Dwellings is punitive.
Francia
Estimación total
≈ 7–8% of price (older property, all-in one-off)
Costes únicos — Francia
Mostly droits de mutation (transfer duty ~5.80%), plus the notaire's regulated émoluments and disbursements.
New-builds carry reduced transfer duty (~0.715%); VAT is in the price.
Regulated scale: 3.870% / 1.596% / 1.064% / 0.799% by price band, +20% TVA. Included in frais de notaire.
Often included in the displayed price (FAI — frais d'agence inclus); confirm who pays.
Costes anuales — Francia
Annual owner's property tax, set locally; has risen sharply in many communes.
Abolished on main homes; still applies to second homes, with local surcharges in tense zones.
Real-estate wealth tax on net property assets above €1.3m (worldwide for French residents).
Los costes son solo la mitad de la decisión. Obtén análisis de precio justo, alertas legales y rentabilidad para una dirección concreta.
Ejecutar el dossier completo de un inmueble →Preguntas frecuentes
¿Es más barato comprar vivienda en Reino Unido o en Francia?
Los costes únicos totales típicos son SDLT can reach ~19% for a non-resident second home; fees add ~£2–5k en Reino Unido y ≈ 7–8% of price (older property, all-in one-off) en Francia. Compara los desgloses completos de arriba y usa la calculadora de cada país para una cifra según precio antes de decidir.
How much stamp duty does a foreigner pay in the UK?
On top of the standard SDLT bands, a non-UK-resident buying an additional property pays both the 2% non-resident surcharge and the 5% additional-dwelling surcharge — about 7 percentage points extra across all bands. If it is your only home worldwide and you'll live in it, only the 2% non-resident surcharge applies.
What are frais de notaire in France?
They are the bundle of costs paid at completion: mostly transfer duties (droits de mutation, ~5.80% on older property) and the notaire's regulated fee (émoluments), plus disbursements. They total roughly 7–8% on an older property and only ~2–3% on a new-build — despite the name, most of it is tax, not the notaire's pay.