Comparativa de costes · GB vs GR

Coste de comprar vivienda: Reino Unido vs Grecia

Los costes de compra difieren mucho entre Reino Unido y Grecia. Abajo, los costes de compra únicos y los costes anuales de propiedad de cada uno — a partir de la misma base documentada que nuestras calculadoras, en paralelo, para comparar de igual a igual.

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Coste único total — en paralelo

Reino Unido

SDLT can reach ~19% for a non-resident second home; fees add ~£2–5k

Coste único total — en paralelo

Grecia

≈ 7–10% of price (all-in one-off, incl. fees)

GB

Reino Unido

Estimación total

SDLT can reach ~19% for a non-resident second home; fees add ~£2–5k

Costes únicos — Reino Unido

Stamp Duty (SDLT) — base0–12%

Progressive by band on the purchase price (England & NI; Scotland/Wales differ).

Non-resident surcharge+2%

If you spent fewer than 183 days in the UK in the relevant 12 months — most foreign buyers.

Additional-dwelling surcharge+5%

Since 31 Oct 2024, if you already own any property anywhere in the world.

Conveyancing (solicitor)£1,500–3,000

Plus VAT; handles contracts and completion.

Searches + Land Registry£500–1,500

Local authority searches and registration of title.

Costes anuales — Reino Unido

Council tax£1,000–4,000+

Annual, banded by property value and local authority.

Ground rent + service charge (leasehold)varies

Most London flats are leasehold; service charges can run to thousands/year.

ATED (company-held over £500k)high

Avoid corporate ownership of homes — the Annual Tax on Enveloped Dwellings is punitive.

GR

Grecia

Estimación total

≈ 7–10% of price (all-in one-off, incl. fees)

Costes únicos — Grecia

Transfer tax3.09%

On the assessed value of resale property. New-build 24% VAT remains suspended through 2026, so 3.09% generally applies.

Notary fees0.8–1%

Executes the deed; regulated scale plus VAT.

Legal fees1–2%

Lawyer runs title checks at the land registry / cadastre (Κτηματολόγιο) — essential, title quality varies.

Agent fees~2% + VAT

Typically paid by the buyer in Greece.

Land registry / cadastre0.5%

Registration of the deed.

Costes anuales — Grecia

ENFIA (property tax)0.1–0.5%

Annual, on taxable value; discounts for insured homes.

Rental income tax (if let)15–45%

Progressive on long-term rental income.

Fiscal representative (non-EU)varies

Required for non-EU non-residents for tax correspondence.

Los costes son solo la mitad de la decisión. Obtén análisis de precio justo, alertas legales y rentabilidad para una dirección concreta.

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Preguntas frecuentes

¿Es más barato comprar vivienda en Reino Unido o en Grecia?

Los costes únicos totales típicos son SDLT can reach ~19% for a non-resident second home; fees add ~£2–5k en Reino Unido y ≈ 7–10% of price (all-in one-off, incl. fees) en Grecia. Compara los desgloses completos de arriba y usa la calculadora de cada país para una cifra según precio antes de decidir.

How much stamp duty does a foreigner pay in the UK?

On top of the standard SDLT bands, a non-UK-resident buying an additional property pays both the 2% non-resident surcharge and the 5% additional-dwelling surcharge — about 7 percentage points extra across all bands. If it is your only home worldwide and you'll live in it, only the 2% non-resident surcharge applies.

How much does it cost to buy property in Greece?

Transfer tax is low at just 3.09% on resale property, but notary, legal, agent and registry fees push the all-in cost to roughly 7–10% of the price. New-build VAT (24%) remains suspended through 2026, so 3.09% generally applies in practice.

Más comparativas de costes

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Las cifras son estimaciones de 2026 dadas como rangos; los tipos regionales y las circunstancias personales varían. Usa la calculadora para una cifra exacta y confirma con un profesional local antes de comprometerte.