Comparativa de costes · ES vs GR
Coste de comprar vivienda: España vs Grecia
Los costes de compra difieren mucho entre España y Grecia. Abajo, los costes de compra únicos y los costes anuales de propiedad de cada uno — a partir de la misma base documentada que nuestras calculadoras, en paralelo, para comparar de igual a igual.
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Coste único total — en paralelo
España
≈ 10–14% of price (resale, all-in one-off)
Coste único total — en paralelo
Grecia
≈ 7–10% of price (all-in one-off, incl. fees)
España
Estimación total
≈ 10–14% of price (resale, all-in one-off)
Costes únicos — España
Regional: ~6% Madrid, 7% Andalucía, 8% Murcia, 10–11% Catalonia & Valencia. The single biggest cost.
New-builds from a developer pay 10% IVA plus ~1–1.5% AJD instead of ITP.
Set by official scale; the notary executes the escritura.
Registering the deed at the Registro de la Propiedad.
Independent lawyer (abogado) — strongly recommended for foreign buyers.
Costes anuales — España
Annual, on the cadastral value (not market price).
On imputed income (1.1–2% of cadastral value) even if you never rent it. 19% for EU owners, 24% non-EU.
Building/community charges and municipal waste tax.
Grecia
Estimación total
≈ 7–10% of price (all-in one-off, incl. fees)
Costes únicos — Grecia
On the assessed value of resale property. New-build 24% VAT remains suspended through 2026, so 3.09% generally applies.
Executes the deed; regulated scale plus VAT.
Lawyer runs title checks at the land registry / cadastre (Κτηματολόγιο) — essential, title quality varies.
Typically paid by the buyer in Greece.
Registration of the deed.
Costes anuales — Grecia
Annual, on taxable value; discounts for insured homes.
Progressive on long-term rental income.
Required for non-EU non-residents for tax correspondence.
Los costes son solo la mitad de la decisión. Obtén análisis de precio justo, alertas legales y rentabilidad para una dirección concreta.
Ejecutar el dossier completo de un inmueble →Preguntas frecuentes
¿Es más barato comprar vivienda en España o en Grecia?
Los costes únicos totales típicos son ≈ 10–14% of price (resale, all-in one-off) en España y ≈ 7–10% of price (all-in one-off, incl. fees) en Grecia. Compara los desgloses completos de arriba y usa la calculadora de cada país para una cifra según precio antes de decidir.
How much are buying costs in Spain on top of the price?
For a resale, budget roughly 10–14% of the purchase price all-in: regional ITP transfer tax (6–11%) is the bulk, plus notary, registry and legal fees of about 2–3% combined. New-builds pay 10% IVA plus ~1–1.5% AJD instead of ITP.
How much does it cost to buy property in Greece?
Transfer tax is low at just 3.09% on resale property, but notary, legal, agent and registry fees push the all-in cost to roughly 7–10% of the price. New-build VAT (24%) remains suspended through 2026, so 3.09% generally applies in practice.