Comparativa de costes · PT vs FR
Coste de comprar vivienda: Portugal vs Francia
Los costes de compra difieren mucho entre Portugal y Francia. Abajo, los costes de compra únicos y los costes anuales de propiedad de cada uno — a partir de la misma base documentada que nuestras calculadoras, en paralelo, para comparar de igual a igual.
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Coste único total — en paralelo
Portugal
≈ 6–8% of price (all-in one-off)
Coste único total — en paralelo
Francia
≈ 7–8% of price (older property, all-in one-off)
Portugal
Estimación total
≈ 6–8% of price (all-in one-off)
Costes únicos — Portugal
Progressive. For 2026 the brackets are uplifted so IMT only bites above ~€106,346, rising to a top marginal band of ~7.5–8% on higher-value homes.
Flat, on the deed value.
Notary deed (escritura) and Land Registry / conservatória.
Independent lawyer (advogado); reviews the CPCV and runs title checks.
Required for non-EU non-residents until you become resident.
Costes anuales — Portugal
Annual, on the taxable (VPT) value.
Only on the portion of Portuguese property value above €600,000 per owner.
Flat on net rent for non-residents; progressive if resident.
Francia
Estimación total
≈ 7–8% of price (older property, all-in one-off)
Costes únicos — Francia
Mostly droits de mutation (transfer duty ~5.80%), plus the notaire's regulated émoluments and disbursements.
New-builds carry reduced transfer duty (~0.715%); VAT is in the price.
Regulated scale: 3.870% / 1.596% / 1.064% / 0.799% by price band, +20% TVA. Included in frais de notaire.
Often included in the displayed price (FAI — frais d'agence inclus); confirm who pays.
Costes anuales — Francia
Annual owner's property tax, set locally; has risen sharply in many communes.
Abolished on main homes; still applies to second homes, with local surcharges in tense zones.
Real-estate wealth tax on net property assets above €1.3m (worldwide for French residents).
Los costes son solo la mitad de la decisión. Obtén análisis de precio justo, alertas legales y rentabilidad para una dirección concreta.
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¿Es más barato comprar vivienda en Portugal o en Francia?
Los costes únicos totales típicos son ≈ 6–8% of price (all-in one-off) en Portugal y ≈ 7–8% of price (older property, all-in one-off) en Francia. Compara los desgloses completos de arriba y usa la calculadora de cada país para una cifra según precio antes de decidir.
How much does it cost to buy a house in Portugal?
Budget roughly 6–8% of the price all-in: progressive IMT transfer tax (up to ~7.5–8% on higher-value homes, less on cheaper ones), 0.8% stamp duty, plus notary, registration and legal fees of about 1.5–2.5% combined.
What are frais de notaire in France?
They are the bundle of costs paid at completion: mostly transfer duties (droits de mutation, ~5.80% on older property) and the notaire's regulated fee (émoluments), plus disbursements. They total roughly 7–8% on an older property and only ~2–3% on a new-build — despite the name, most of it is tax, not the notaire's pay.