Vrai coût d'achat · ES
Coût d'achat immobilier en Espagne
The headline price is only part of the story in Spain. Budget roughly 10–14% on top of the purchase price for a resale, driven mostly by the regional transfer tax (ITP), which varies sharply by autonomous community. New-builds swap ITP for 10% IVA plus stamp duty. Here is the full breakdown, plus the recurring costs you carry every year you own.
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Estimation tout compris
≈ 10–14% of price (resale, all-in one-off)
Coûts d'achat ponctuels
Coûts annuels de détention
Les coûts ne sont que la moitié de la décision. Obtenez l'analyse de prix juste, les alertes juridiques et le rendement locatif pour une adresse précise.
Lancer le dossier complet sur un bien →Questions fréquentes
How much are buying costs in Spain on top of the price?
For a resale, budget roughly 10–14% of the purchase price all-in: regional ITP transfer tax (6–11%) is the bulk, plus notary, registry and legal fees of about 2–3% combined. New-builds pay 10% IVA plus ~1–1.5% AJD instead of ITP.
Is it cheaper to buy a new-build or a resale in Spain?
It depends on the region. New-builds carry 10% IVA + ~1.5% AJD (≈11.5%), while resale ITP ranges from ~6% (Madrid) to ~11% (Catalonia/Valencia). In low-ITP regions resale is cheaper on tax; in high-ITP regions a new-build can be comparable.
What annual costs come with a Spanish property?
Annual IBI (0.4–1.1% of cadastral value), non-resident income tax on imputed income (19% EU / 24% non-EU), plus community fees and the basura waste tax. Owners who rent are taxed on the rent (19% net for EU, 24% gross for non-EU).