Wahre Kaufkosten · TR

Kosten beim Immobilienkauf in der Türkei

Türkiye's buying costs are low — the headline is the 4% title-deed fee (tapu harcı). But foreign buyers must factor in a now-compulsory valuation, mandatory earthquake insurance, and the conditions of the VAT exemption. Here is the full breakdown plus the modest annual costs.

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Gesamtschätzung

≈ 5–6% of price (all-in one-off, resale)

Einmalige Kaufkosten

Title-deed fee (tapu harcı)
4%
Of the declared value; legally split 2%/2% buyer/seller but usually paid in full by the buyer. Base it on the real price.
GEDAŞ valuation
₺ fixed fee
Compulsory SPK-licensed valuation for foreign purchases (GEDAŞ for citizenship files).
DASK earthquake insurance
low annual
Compulsory before utilities/deed registration; modest premium.
Notary + translation
varies
Sworn translator and notary for non-Turkish speakers.
VAT (KDV) on new-builds
1/10/20% — or 0%
Exempt if you are a non-resident paying in foreign currency via a DAB and hold 1 year. Resale between individuals: no VAT.

Laufende Kosten des Eigentums

Property tax (emlak vergisi)
0.1–0.3%
Annual municipal tax; higher in metropolitan areas.
Rental income tax (if let)
progressive
Residential rent below ₺58,000 (2026) exempt; above that, progressive rates.
Building dues (aidat)
varies
Site/complex maintenance fees, common in apartment compounds.
Genaue der Türkei-Kosten berechnen →
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Häufige Fragen

How much does it cost to buy property in Türkiye?

The main cost is the 4% title-deed fee (tapu harcı). Add a compulsory valuation, mandatory DASK earthquake insurance, and notary/translation, and the all-in one-off cost is roughly 5–6% of the price for a resale. Always base the tapu fee on the real price, not an under-declared figure.

Do foreign buyers pay VAT in Türkiye?

First-hand purchases from a developer can be VAT-exempt (a saving of 1%, 10% or 20%) if you are a non-resident, bring funds in as foreign currency through a Turkish bank with a DAB certificate, and hold for at least one year. Resale purchases between individuals carry no VAT at all.

Is a valuation report mandatory in Türkiye?

Yes — since the 2024 Land Registry circular, a SPK-licensed valuation is compulsory for foreign purchases, and for citizenship files it must be done by GEDAŞ specifically. Treat the appraised figure as a reality check against inflated foreigner pricing.

Die Zahlen sind Schätzungen für 2026 als Spannen; regionale Sätze und persönliche Umstände variieren. Nutzen Sie den Rechner für eine preisgenaue Zahl und bestätigen Sie sie vor dem Kauf mit einem lokalen Fachmann.