EU · 2026 RULES

Residency & golden-visa matcher

The rules changed hard in 2024-2025: Spain ended its golden visa in April 2025, and Portugal dropped the real-estate route. Set your budget and goal to see which programmes actually still match in 2026 — and which to stop chasing.

Primary goal

4 programmes match your criteria

D7 Passive-Income Visa

Portugal

Open
from €11kPassive income

For people with stable passive income (~€870/mo + ~€10,440 in savings). No large investment needed. Path to citizenship in ~5 years.

Cheapest residency route. You can still buy a home — it just isn't the qualifying mechanism.

Golden Visa — €250k tier

Greece

Open
from €250kReal estate

€250k still buys residency in lower-demand areas via conversion/restoration of commercial-to-residential or listed buildings.

The €250k tier now only applies to specific property types/areas.

Guest Investor Programme

Hungary

Open
from €250kFund / business

Relaunched route — ~€250k into a qualifying real-estate fund grants a long-term (up to 10-year) residence permit.

Direct property purchase was deferred; the fund route is the live one.

Golden Visa — €400k tier

Greece

Open
from €400kReal estate

€400k property threshold for most of the country outside the top-demand zones.

Citizenship by Investment

Türkiye

Open
from €370kReal estate

~$400k (≈€370k) property held 3 years grants citizenship — the fastest property-to-passport route. Strict valuation rules since Jan 2026.

Value must match the SPK appraisal and tapu exactly; 451 citizenships were revoked for valuation fraud. Budget $430-450k liquidity.

Doesn't lead to residency.

Golden Visa — €800k tier

Greece

Open
from €800kReal estate

€800k threshold in Athens, Thessaloniki, Mykonos, Santorini and islands over 3,100 residents. One property, min 120 m².

Needs €800k — above your budget.

Golden Visa (fund route)

Portugal

Route changed
from €500kFund / businessBusiness / jobs

€500k into qualifying funds (or job creation). The real-estate route was removed in October 2023 and is no longer available.

Property purchases no longer qualify for the Portuguese golden visa.

Needs €500k — above your budget.

Golden Visa

Spain

Closed
from €500kReal estate

ENDED 3 April 2025. Spain abolished its residency-by-property-investment route entirely.

No longer available. Consider Spain's non-lucrative or digital-nomad visa instead — neither requires property.

Reviewed May 2026. Residency-by-investment rules change quarterly and several programmes are under EU pressure. Treat this as a starting filter, not legal certainty — confirm current thresholds with an immigration lawyer before committing capital.

Found a route? Check the property too.

A visa-qualifying purchase is still a property purchase. Run the address through Outpost for fair-price, legal flags and the true all-in cost before you commit.

Analyse a property →