Wahre Kaufkosten · FR

Kosten beim Immobilienkauf in Frankreich

France's buying costs are front-loaded into the frais de notaire — a bundle of transfer duties, the notaire's regulated fee, and disbursements that totals roughly 7–8% on an older (ancien) property and only ~2–3% on a new-build. Agency fees are often baked into the price. Here is what actually makes up that number, plus the annual taxes.

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Gesamtschätzung

≈ 7–8% of price (older property, all-in one-off)

Einmalige Kaufkosten

Frais de notaire — older (ancien)
~7–8%
Mostly droits de mutation (transfer duty ~5.80%), plus the notaire's regulated émoluments and disbursements.
Frais de notaire — new-build (neuf)
~2–3%
New-builds carry reduced transfer duty (~0.715%); VAT is in the price.
Notaire émoluments
tiered
Regulated scale: 3.870% / 1.596% / 1.064% / 0.799% by price band, +20% TVA. Included in frais de notaire.
Agency fees
3–8%
Often included in the displayed price (FAI — frais d'agence inclus); confirm who pays.

Laufende Kosten des Eigentums

Taxe foncière
varies
Annual owner's property tax, set locally; has risen sharply in many communes.
Taxe d'habitation
second homes
Abolished on main homes; still applies to second homes, with local surcharges in tense zones.
IFI (wealth tax)
0.5–1.5%
Real-estate wealth tax on net property assets above €1.3m (worldwide for French residents).

Häufige Fragen

What are frais de notaire in France?

They are the bundle of costs paid at completion: mostly transfer duties (droits de mutation, ~5.80% on older property) and the notaire's regulated fee (émoluments), plus disbursements. They total roughly 7–8% on an older property and only ~2–3% on a new-build — despite the name, most of it is tax, not the notaire's pay.

Are agency fees on top of the price in France?

Often they are included in the advertised price (marked FAI — frais d'agence inclus), but not always. Agency fees run 3–8%. Always confirm whether the price is net seller or agency-inclusive before you calculate your total.

What annual taxes apply to a French property?

Taxe foncière (owner's property tax, set locally and rising) every year, plus taxe d'habitation on second homes (abolished on main residences). High-value owners may also face IFI, the real-estate wealth tax, above €1.3m net.

Die Zahlen sind Schätzungen für 2026 als Spannen; regionale Sätze und persönliche Umstände variieren. Nutzen Sie den Rechner für eine preisgenaue Zahl und bestätigen Sie sie vor dem Kauf mit einem lokalen Fachmann.