Maliyet karşılaştırması · ES vs TR
Mülk alma maliyeti: İspanya vs Türkiye
İspanya ile Türkiye arasında alım masrafları belirgin şekilde farklıdır. Aşağıda her biri için tek seferlik alım masrafları ve yıllık sahip olma masrafları — hesap makinelerimizle aynı araştırma temelinden, yan yana, benzeri benzeriyle kıyaslayabilmen için.
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Her şey dahil tek seferlik maliyet — yan yana
İspanya
≈ 10–14% of price (resale, all-in one-off)
Her şey dahil tek seferlik maliyet — yan yana
Türkiye
≈ 5–6% of price (all-in one-off, resale)
İspanya
Her şey dahil tahmin
≈ 10–14% of price (resale, all-in one-off)
Tek seferlik masraflar — İspanya
Regional: ~6% Madrid, 7% Andalucía, 8% Murcia, 10–11% Catalonia & Valencia. The single biggest cost.
New-builds from a developer pay 10% IVA plus ~1–1.5% AJD instead of ITP.
Set by official scale; the notary executes the escritura.
Registering the deed at the Registro de la Propiedad.
Independent lawyer (abogado) — strongly recommended for foreign buyers.
Yıllık masraflar — İspanya
Annual, on the cadastral value (not market price).
On imputed income (1.1–2% of cadastral value) even if you never rent it. 19% for EU owners, 24% non-EU.
Building/community charges and municipal waste tax.
Türkiye
Her şey dahil tahmin
≈ 5–6% of price (all-in one-off, resale)
Tek seferlik masraflar — Türkiye
Of the declared value; legally split 2%/2% buyer/seller but usually paid in full by the buyer. Base it on the real price.
Compulsory SPK-licensed valuation for foreign purchases (GEDAŞ for citizenship files).
Compulsory before utilities/deed registration; modest premium.
Sworn translator and notary for non-Turkish speakers.
Exempt if you are a non-resident paying in foreign currency via a DAB and hold 1 year. Resale between individuals: no VAT.
Yıllık masraflar — Türkiye
Annual municipal tax; higher in metropolitan areas.
Residential rent below ₺58,000 (2026) exempt; above that, progressive rates.
Site/complex maintenance fees, common in apartment compounds.
Maliyetler kararın yalnızca yarısı. Belirli bir adres için adil-fiyat analizi, hukuki uyarılar ve kira getirisini al.
Bir mülkün tam dosyasını çalıştır →Sıkça sorulanlar
Mülk almak İspanya'de mi yoksa Türkiye'de mi daha ucuz?
Tipik her şey dahil tek seferlik masraflar İspanya'de ≈ 10–14% of price (resale, all-in one-off), Türkiye'de ≈ 5–6% of price (all-in one-off, resale). Yukarıdaki tam dökümleri kıyasla ve karar vermeden önce her ülkenin hesap makinesiyle fiyata özel rakamı al.
How much are buying costs in Spain on top of the price?
For a resale, budget roughly 10–14% of the purchase price all-in: regional ITP transfer tax (6–11%) is the bulk, plus notary, registry and legal fees of about 2–3% combined. New-builds pay 10% IVA plus ~1–1.5% AJD instead of ITP.
How much does it cost to buy property in Türkiye?
The main cost is the 4% title-deed fee (tapu harcı). Add a compulsory valuation, mandatory DASK earthquake insurance, and notary/translation, and the all-in one-off cost is roughly 5–6% of the price for a resale. Always base the tapu fee on the real price, not an under-declared figure.