Maliyet karşılaştırması · ES vs GB

Mülk alma maliyeti: İspanya vs İngiltere

İspanya ile İngiltere arasında alım masrafları belirgin şekilde farklıdır. Aşağıda her biri için tek seferlik alım masrafları ve yıllık sahip olma masrafları — hesap makinelerimizle aynı araştırma temelinden, yan yana, benzeri benzeriyle kıyaslayabilmen için.

Last updated:

Her şey dahil tek seferlik maliyet — yan yana

İspanya

≈ 10–14% of price (resale, all-in one-off)

Her şey dahil tek seferlik maliyet — yan yana

İngiltere

SDLT can reach ~19% for a non-resident second home; fees add ~£2–5k

ES

İspanya

Her şey dahil tahmin

≈ 10–14% of price (resale, all-in one-off)

Tek seferlik masraflar — İspanya

Transfer tax (ITP) — resale6–11%

Regional: ~6% Madrid, 7% Andalucía, 8% Murcia, 10–11% Catalonia & Valencia. The single biggest cost.

VAT (IVA) + stamp duty (AJD) — new-build10% + 1–1.5%

New-builds from a developer pay 10% IVA plus ~1–1.5% AJD instead of ITP.

Notary fees0.1–0.5%

Set by official scale; the notary executes the escritura.

Land registry0.1–0.4%

Registering the deed at the Registro de la Propiedad.

Legal / conveyancing1–1.5%

Independent lawyer (abogado) — strongly recommended for foreign buyers.

Yıllık masraflar — İspanya

IBI (municipal property tax)0.4–1.1%

Annual, on the cadastral value (not market price).

Non-resident income tax (IRNR)19–24%

On imputed income (1.1–2% of cadastral value) even if you never rent it. 19% for EU owners, 24% non-EU.

Community fees + rubbish (basura)varies

Building/community charges and municipal waste tax.

GB

İngiltere

Her şey dahil tahmin

SDLT can reach ~19% for a non-resident second home; fees add ~£2–5k

Tek seferlik masraflar — İngiltere

Stamp Duty (SDLT) — base0–12%

Progressive by band on the purchase price (England & NI; Scotland/Wales differ).

Non-resident surcharge+2%

If you spent fewer than 183 days in the UK in the relevant 12 months — most foreign buyers.

Additional-dwelling surcharge+5%

Since 31 Oct 2024, if you already own any property anywhere in the world.

Conveyancing (solicitor)£1,500–3,000

Plus VAT; handles contracts and completion.

Searches + Land Registry£500–1,500

Local authority searches and registration of title.

Yıllık masraflar — İngiltere

Council tax£1,000–4,000+

Annual, banded by property value and local authority.

Ground rent + service charge (leasehold)varies

Most London flats are leasehold; service charges can run to thousands/year.

ATED (company-held over £500k)high

Avoid corporate ownership of homes — the Annual Tax on Enveloped Dwellings is punitive.

Maliyetler kararın yalnızca yarısı. Belirli bir adres için adil-fiyat analizi, hukuki uyarılar ve kira getirisini al.

Bir mülkün tam dosyasını çalıştır →

Sıkça sorulanlar

Mülk almak İspanya'de mi yoksa İngiltere'de mi daha ucuz?

Tipik her şey dahil tek seferlik masraflar İspanya'de ≈ 10–14% of price (resale, all-in one-off), İngiltere'de SDLT can reach ~19% for a non-resident second home; fees add ~£2–5k. Yukarıdaki tam dökümleri kıyasla ve karar vermeden önce her ülkenin hesap makinesiyle fiyata özel rakamı al.

How much are buying costs in Spain on top of the price?

For a resale, budget roughly 10–14% of the purchase price all-in: regional ITP transfer tax (6–11%) is the bulk, plus notary, registry and legal fees of about 2–3% combined. New-builds pay 10% IVA plus ~1–1.5% AJD instead of ITP.

How much stamp duty does a foreigner pay in the UK?

On top of the standard SDLT bands, a non-UK-resident buying an additional property pays both the 2% non-resident surcharge and the 5% additional-dwelling surcharge — about 7 percentage points extra across all bands. If it is your only home worldwide and you'll live in it, only the 2% non-resident surcharge applies.

Diğer maliyet karşılaştırmaları

İspanya/İngiltere — kural ve vergi güncellemelerini e-postayla al.

İspanya/İngiltere ile ilgili vergi, vize veya kurallar değiştiğinde ara sıra not. Spam yok — istediğin an çık.

Sana yalnızca ilgili değişiklikleri e-postalarız.

Rakamlar 2026 tahminleridir ve aralık olarak verilmiştir; bölgesel oranlar ve kişisel durumlar değişir. Fiyata özel rakam için hesap makinesini kullan ve karar vermeden önce yerel bir uzmana danış.