Maliyet karşılaştırması · GB vs FR

Mülk alma maliyeti: İngiltere vs Fransa

İngiltere ile Fransa arasında alım masrafları belirgin şekilde farklıdır. Aşağıda her biri için tek seferlik alım masrafları ve yıllık sahip olma masrafları — hesap makinelerimizle aynı araştırma temelinden, yan yana, benzeri benzeriyle kıyaslayabilmen için.

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Her şey dahil tek seferlik maliyet — yan yana

İngiltere

SDLT can reach ~19% for a non-resident second home; fees add ~£2–5k

Her şey dahil tek seferlik maliyet — yan yana

Fransa

≈ 7–8% of price (older property, all-in one-off)

GB

İngiltere

Her şey dahil tahmin

SDLT can reach ~19% for a non-resident second home; fees add ~£2–5k

Tek seferlik masraflar — İngiltere

Stamp Duty (SDLT) — base0–12%

Progressive by band on the purchase price (England & NI; Scotland/Wales differ).

Non-resident surcharge+2%

If you spent fewer than 183 days in the UK in the relevant 12 months — most foreign buyers.

Additional-dwelling surcharge+5%

Since 31 Oct 2024, if you already own any property anywhere in the world.

Conveyancing (solicitor)£1,500–3,000

Plus VAT; handles contracts and completion.

Searches + Land Registry£500–1,500

Local authority searches and registration of title.

Yıllık masraflar — İngiltere

Council tax£1,000–4,000+

Annual, banded by property value and local authority.

Ground rent + service charge (leasehold)varies

Most London flats are leasehold; service charges can run to thousands/year.

ATED (company-held over £500k)high

Avoid corporate ownership of homes — the Annual Tax on Enveloped Dwellings is punitive.

FR

Fransa

Her şey dahil tahmin

≈ 7–8% of price (older property, all-in one-off)

Tek seferlik masraflar — Fransa

Frais de notaire — older (ancien)~7–8%

Mostly droits de mutation (transfer duty ~5.80%), plus the notaire's regulated émoluments and disbursements.

Frais de notaire — new-build (neuf)~2–3%

New-builds carry reduced transfer duty (~0.715%); VAT is in the price.

Notaire émolumentstiered

Regulated scale: 3.870% / 1.596% / 1.064% / 0.799% by price band, +20% TVA. Included in frais de notaire.

Agency fees3–8%

Often included in the displayed price (FAI — frais d'agence inclus); confirm who pays.

Yıllık masraflar — Fransa

Taxe foncièrevaries

Annual owner's property tax, set locally; has risen sharply in many communes.

Taxe d'habitationsecond homes

Abolished on main homes; still applies to second homes, with local surcharges in tense zones.

IFI (wealth tax)0.5–1.5%

Real-estate wealth tax on net property assets above €1.3m (worldwide for French residents).

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Sıkça sorulanlar

Mülk almak İngiltere'de mi yoksa Fransa'de mi daha ucuz?

Tipik her şey dahil tek seferlik masraflar İngiltere'de SDLT can reach ~19% for a non-resident second home; fees add ~£2–5k, Fransa'de ≈ 7–8% of price (older property, all-in one-off). Yukarıdaki tam dökümleri kıyasla ve karar vermeden önce her ülkenin hesap makinesiyle fiyata özel rakamı al.

How much stamp duty does a foreigner pay in the UK?

On top of the standard SDLT bands, a non-UK-resident buying an additional property pays both the 2% non-resident surcharge and the 5% additional-dwelling surcharge — about 7 percentage points extra across all bands. If it is your only home worldwide and you'll live in it, only the 2% non-resident surcharge applies.

What are frais de notaire in France?

They are the bundle of costs paid at completion: mostly transfer duties (droits de mutation, ~5.80% on older property) and the notaire's regulated fee (émoluments), plus disbursements. They total roughly 7–8% on an older property and only ~2–3% on a new-build — despite the name, most of it is tax, not the notaire's pay.

Diğer maliyet karşılaştırmaları

İngiltere/Fransa — kural ve vergi güncellemelerini e-postayla al.

İngiltere/Fransa ile ilgili vergi, vize veya kurallar değiştiğinde ara sıra not. Spam yok — istediğin an çık.

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