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Buying property in Spain
Buying property in Spain as a foreigner: transfer tax (ITP), the 2025 anti-okupa law, plusvalía, and non-resident rental tax — with the calculators to price it all.
Spain is the most-bought market for foreign buyers in Europe — and the most misunderstood. This hub covers the real all-in cost (ITP 6–11%, IRNR, plusvalía), the squatter risk after the 2025 anti-okupa reform, and the tools to model a specific purchase before you commit.
Guides for Spain
Spain's Golden Visa ended — your 2026 residency-by-investment options
Spain abolished its €500,000 property Golden Visa on 3 April 2025. What that means if you're buying in 2026, which Spanish residency routes still work (non-lucrative, digital nomad), and where property-for-residency is still live — Greece, Portugal and Türkiye compared.
9 min readThe Spanish okupa law explained — a 2026 guide for foreign property buyers
Okupas, updated for Spain's 2025 anti-okupa law (Ley Orgánica 1/2025): the new 48-hour police removal route, the 15-20 day fast-track trial, which neighbourhoods stay highest-risk, and exactly how a foreign owner protects a property now that speed of detection is what matters.
8 min readSpain plusvalía municipal — the 2026 guide for non-resident sellers
Plusvalía municipal explained: when you owe it, how it's calculated post the 2021 Constitutional Court ruling, the two methods (objetivo vs real), how to challenge it, and the timeline. Critical reading for any non-resident selling Spanish property.
6 min readSpain's 100% tax on non-EU property buyers: where it actually stands in 2026
The headline scared every non-EU buyer. The reality in 2026: the proposal has stalled in Congress, was never even debated, and faces opposition that makes the extreme version unlikely. What's real, what's not, and how to plan.
9 min readThe real cost of buying property in Spain in 2026 — a non-resident's full breakdown
Beyond the asking price: budget 10–13% on top for tax and fees, plus the annual non-resident costs nobody mentions. ITP by region, notary, registry, legal, Modelo 210 — with a worked €400,000 Madrid example.
7 min readHow to get a NIE number in Spain in 2026 — the step-by-step for foreign buyers
You cannot buy property, open a bank account or sign at the notary without a NIE. Here's exactly how to get one in 2026 — in Spain or at a consulate — the forms, the €12 fee, and the real bottleneck (the appointment).
Calculators for Spain
ITP calculator
Transfer tax by autonomous region
Rental yield
Gross vs net with non-resident tax
Eligibility check
Can your citizenship buy here?
Cost of buying
Cost of buying property in Spain
≈ 10–14% of price (resale, all-in one-off) →Buying guides by nationality
Compare Spain
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