Cost comparison · PT vs GR
Cost of buying property: Portugal vs Greece
Buying costs differ sharply between Portugal and Greece. Below, the one-off purchase costs and the annual costs of ownership for each — pivoted from the same researched basis as our calculators, side by side, so you can compare like for like.
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All-in one-off cost — side by side
Portugal
≈ 6–8% of price (all-in one-off)
All-in one-off cost — side by side
Greece
≈ 7–10% of price (all-in one-off, incl. fees)
Portugal
All-in estimate
≈ 6–8% of price (all-in one-off)
One-off costs — Portugal
Progressive. For 2026 the brackets are uplifted so IMT only bites above ~€106,346, rising to a top marginal band of ~7.5–8% on higher-value homes.
Flat, on the deed value.
Notary deed (escritura) and Land Registry / conservatória.
Independent lawyer (advogado); reviews the CPCV and runs title checks.
Required for non-EU non-residents until you become resident.
Annual costs — Portugal
Annual, on the taxable (VPT) value.
Only on the portion of Portuguese property value above €600,000 per owner.
Flat on net rent for non-residents; progressive if resident.
Greece
All-in estimate
≈ 7–10% of price (all-in one-off, incl. fees)
One-off costs — Greece
On the assessed value of resale property. New-build 24% VAT remains suspended through 2026, so 3.09% generally applies.
Executes the deed; regulated scale plus VAT.
Lawyer runs title checks at the land registry / cadastre (Κτηματολόγιο) — essential, title quality varies.
Typically paid by the buyer in Greece.
Registration of the deed.
Annual costs — Greece
Annual, on taxable value; discounts for insured homes.
Progressive on long-term rental income.
Required for non-EU non-residents for tax correspondence.
Costs are only half the decision. Get fair-price analysis, legal flags and rental ROI for a specific address.
Run the full dossier on a property →Frequently asked
Is it cheaper to buy property in Portugal or Greece?
Typical all-in one-off costs are ≈ 6–8% of price (all-in one-off) in Portugal and ≈ 7–10% of price (all-in one-off, incl. fees) in Greece. Compare the full breakdowns above and use each country's calculator for a price-specific figure before deciding.
How much does it cost to buy a house in Portugal?
Budget roughly 6–8% of the price all-in: progressive IMT transfer tax (up to ~7.5–8% on higher-value homes, less on cheaper ones), 0.8% stamp duty, plus notary, registration and legal fees of about 1.5–2.5% combined.
How much does it cost to buy property in Greece?
Transfer tax is low at just 3.09% on resale property, but notary, legal, agent and registry fees push the all-in cost to roughly 7–10% of the price. New-build VAT (24%) remains suspended through 2026, so 3.09% generally applies in practice.