Free tool

Currency transfer cost

The exchange-rate margin is the hidden cost on a property transfer. Compare bank wire vs specialist FX vs neobank for your amount.

Amount to transfer

Route	Cost	You keep
Bank wire	9,025	290,975
Specialist FX (e.g. Wise / OFX)Cheapest	1,503	298,497
Neobank (e.g. Revolut)	2,100	297,900

Specialist FX (e.g. Wise / OFX) saves 7,522 vs bank wire.

Illustrative typical rates — real rates change and vary by amount and provider. Edit to match a live quote.

FAQ

Frequently asked questions

What is the cheapest way to transfer money to buy property abroad?

The headline transfer fee is rarely the real cost — the exchange-rate margin usually is. The optimiser compares a bank wire, a specialist FX provider and a neobank so you can see the total cost of moving your deposit and purchase funds.